Can a ';charged off'; and ';closed'; account be listed under ';past due'; on a credit report?

I have 2 such credit accounts that were charged off and closed. There is another that was charged off and closed yet it is not listed under ';past due';. I mean, are they still racking up # of months past due even as they're closed? Isn't this affecting my credit doubly? I know the charge offs and closed accounts have to stay but this past due classification seems a little misleading. Should I contest?