Can a creditor list an account as ';in collections'; to the 3 major bureaus, that was included in a Chapter 7 ?

My bk is 1 year and 4 months old and I just pulled my credit report after being turned down for a credit card, to find that my previous debts were not changed to ';included in bankruptcy'; but still report as ';in collections';! Is this hurting my credit report? The accounts are listed as closed, but they still show a balance! Can this be fixed? Am I protected by the bankruptcy laws?