A 'tracing co' has contacted me and has advised they will be making me bankrupt unless I contact them within 7 days. This is an old debt which has been passed around to various debt companies over many years. They have my name wrong - I have since married and the letter is very aggressive, informing me that I will made bankrupt.
I do not deny this is my debt ( albeit with hefty amounts since added on) but can these companies actually arrange bankruptcy without the individuals permission?